Capital for our community.
WITAYA Financial Solutions is an Indigenous-led nonprofit lender being built on the Standing Rock Sioux Reservation — fair loans, real coaching, and money that stays home. Every dollar repaid is re-lent to the next family.
Pre-applications are open. Our first loans are in final preparation. Start your pre-application today — it takes about ten minutes, pulls no credit, and commits you to nothing. A Coach will contact you personally and walk with you from there.
Where to start
Loan Programs
Six products designed for our people: business, agriculture, credit building, and home improvement.
Our Path
What a CDFI is, why Standing Rock needs one, and exactly where WITAYA stands on the road to federal certification.
Partner With Us
Funders, banks, and Native CDFI network partners: help capitalize a lender the community owns the benefit of.
Why WITAYA
- Fair rates and no prepayment penalty — set to serve the community, not extract from it
- A Coach who helps you build your plan and your credit, before and after the loan
- We understand life on the Reservation — and we lend where banks won’t come
- Your success funds the next family’s loan
2024
Formed — an independent North Dakota nonprofit
6
Loan products designed for community needs
3
Institutions in the Seven Stones Constellation
44%
of our people live below the poverty line — more than double the U.S. rate
Source: Standing Rock Sioux Tribe CEDS 2026–2031
Latest News
August 26, 2026
Why Every WITAYA Loan Comes With a Coach
We do not hand out money and walk away. Every WITAYA loan comes with a real person who helps you build your plan, your credit, and your confidence.
August 26, 2026
The Door Is Open: WITAYA Begins Taking Pre-Applications
An Indigenous-led nonprofit loan fund is rising at Standing Rock. Today we open our doors to the first step: pre-applications for fair loans built for our people.
August 26, 2026
What Is a CDFI, and Why Does Standing Rock Need One?
Community Development Financial Institutions exist for communities that banks left behind. Here is what that means, in plain language, and why we are building one at home.